The max speed might not quite reach 20mph, but the speed differential will be similar. Power matters, a lot. It seems many don't realize how much from the comments here.
Here's a great example from the Leadville 100 MTB course:
View attachment 47975
https://www.strava.com/segments/5118564
28 km/h is 17.4 mph. Not quite 20, but close.
Also, note the power. The top rider is putting out a sustained 270 watts over the course. Why do these e-MTB's put out 300 watts and MUCH higher peak watts? Note adding the power from the human puts them up to 500-600 watts!!!
There is no reason for e-MTB's to have substantially more power than the very best experienced mountain bikers, at least if they want to be considered mountain bikes. They are a different user type and should be treated as such.
If the big e-bike industry wants to build a Type 0 bike that has the same power profile of a typical mountain biker, I'll be more open to them being on trails where they are not currently legal.