YEP to both questions. That's why they are in business. If accidents were an acceptable part of life with no consequences, lawyers wouldn't be needed. There is usually ALWAYS someone at fault for doing something wrong. Hence, making a poor decision.
Honestly, a beef of mine is the dumbing down of our youth (and adults) and lack of accountability. Look at the cars they make now and all the commercials about all the "driver assistance" you can have. They have people in these driving commercials:
1. Young girl driving with her Dad daydreaming about Star Wars figures and not paying attention. Then the car abruptly stops before she hits a pedestrian and the Dad saying gleefully "It stopped for you". How about paying attention and stopping the damn car yourself.
2. People driving nervously and unsure of themselves. But don't worry, the car has "assistance" that make it easier for unqualified people to drive. Or I should say make it for the "car" to drive itself and take away responsibility from the driver.
3. And one of my favorites (although it has nothing to do with driving). The momma's little boy who relies on Liberty Mutual to come to his rescue to change a flat tire. Notice it isn't a Dad with his son. It's a mom. And the son is basically a wimp. Can't change a tire? Come on.
These are the same people out on the slopes (young and old). They shouldn't be out there if they don't know what they are doing. And if you are qualified to be out there, when something does happen and it's your fault, take responsibility for it.
This generation is training our youth to be airheads with no responsibility. Why should we expect anything different from people on the slopes.
Okay, stepping down from my soapbox.