I'm curious as to how these things work - have the med bills been picked up on SkiCo insurance or did your insurer have to claim of fthe lady who hit you (who presumably had the same employment insurance with 3rd party liability).
Skico pays the bills. Since person who hit him is also Skico employee, he can’t recover against her. If a non Skico employee hit him, he could recover from the 3rd party and would have to reimburse Skico for a portion of what they paid.